People
Jessica Cavallo
Partner
- New York
Biography
Jessica Cavallo serves as monitoring and coverage counsel, representing Lloyd’s of London syndicates, insurance companies, and reinsurers on complex coverage issues with a strong focus on cyber, multimedia, and technology errors and omissions liability insurance. She counsels clients on coverage for first-party losses and third-party claims, including security and privacy breaches, cyber extortion and crime, business interruption, reputational harm, class action privacy litigation, and regulatory investigations. Jessica also represents insurer clients with respect to professional liability and employment practices liability claims.
In addition, Jessica assists clients in drafting policies, endorsements, manuscript endorsements, and she provides advice on wordings as against current coverage trends and new and evolving risks, especially in the cyber insurance space. She also has expertise in counseling clients on evaluating strategy when there have been insurance application misrepresentations.
Jessica brings practical and candid counsel to clients in underlying claims monitoring and through the coverage dispute resolution process. Her approach to case strategy is to achieve the best possible resolution within her client’s business objectives.
In addition, Jessica assists clients in drafting policies, endorsements, manuscript endorsements, and she provides advice on wordings as against current coverage trends and new and evolving risks, especially in the cyber insurance space. She also has expertise in counseling clients on evaluating strategy when there have been insurance application misrepresentations.
Jessica brings practical and candid counsel to clients in underlying claims monitoring and through the coverage dispute resolution process. Her approach to case strategy is to achieve the best possible resolution within her client’s business objectives.
Professional Associations
- New York State Bar Association, Member
- Connecticut Bar Association, Member
- Association of Professional Insurance Women, Member
JUDICIAL CLERKSHIP
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The Honorable Barbara Howe, Surrogates Court, Erie County, Buffalo, New York
Experience
experience
- Negotiated favorable mediated resolutions of multiple high exposure business income loss claims arising out of cyber security incidents.
- Counseled clients on numerous class action lawsuits involving the Illinois Biometric Information Privacy Act (BIPA) on issues including priority of coverage, relatedness to prior claims, case evaluation, reserving, and strategy.
- Successfully negotiate policy reformation to exclude certain risks in response to insurance policy misrepresentations.
- Efficiently managed hundreds of underlying first-party cyber liability claims, including matters involving extortion and ransom payment, security and privacy breaches requiring international breach notification, computer crime, and business interruption, as well as third-party liability claims and regulatory proceedings arising from breaches.
- Worked with large domestic insurer to review, revise and create all required manuscript endorsements for all professional lines of business for a six month period.
- Efficiently managed and resolved hundreds of underlying employment practices liability claims nationwide.
publications & Presentations
- Subrogation In Cyber, March 2023, Co-Presenter.
- Claims Handling Fundamentals, May 2021, Presenter.
- CLE on Cyber Insurance Coverage, November 2019, Co-Presenter.
- 50-state survey on choice of law for presentation given by a colleague at the Annual Insurance Coverage Symposium, Defense Research Institute, December 2016, Co-Author.